怎样减免卖房后的资本利得税？
周围常有朋友卖完房后后悔，说交了太多税，还不如不卖。也有朋友有1031交换没做成，得交数万元资本利得税的经历。资本利得税(Capital Gain Tax) 是指个人或企业从出售资产中获得的收益所需缴纳的税款，在美国资本利得税率根据不同收入水平和税法规定而有所不同。人无远虑，必有近忧，了解资本利得税，提前规划，选择最佳的卖房时机，这样才有助于减免卖房后的资本利得税。
一般卖房获利要交的资本利得税有两种，以一年为界，一年之内卖掉，所获利叫短期(short term)资本利得， 这种短期资本利得税是按正常收入(income)交，2023年联邦最高交37%，加州最高交13.3%，比如做flip房的投资者，房子低价买进，稍做装修，一般都会在几个月卖掉，是短期资本利得，如果他们一年有100万的资本利得，那联邦及州税(加州)，可能高达50万，高得吓人。另一种资本利得税是拥有一年以上的房产再卖掉，叫长期 (long term) 资本利得，这种长期资本利得要交的税就比短期的少很多，联邦的长期资本利得税可以是0(2023年夫妻收入$89K以下)，15% (夫妻收入为$89K至$554K)及20%(夫妻收入$554K以上)，所以卖房最好在拥有一年之后进行。
人们拥有的房子可以简单分成两类，主要住宅及出租屋。作为主要住宅，只要你在5年内住满2年(2年不需连续)，且是屋主2年，住满2年和屋主2年不必重叠，你卖屋后的资本利得，个人有25万的免税额，夫妻为50万(121 exclusion)，且夫妻一方符合条件就行。5年住满2年规定也可以有例外，比如是残障人，你有新工作必须搬到新地区去等。出租房没有上述的免税额，卖掉后除交0，15%及20% (按收入而定)的资本利得税外，还要交25%的折旧(depreciation)回收(recapture)税。
作为出租房，怎样才能减免你的资本利得税？一是可以将出租房转为你的主要住宅。5年內住满2年，这样卖掉时可以享受主要住宅的资本利得免税额，但不能免掉出租房折旧部分应交的税。在卖掉这个原来的出租房后，你还可以再搬回到原来的主要住宅，达到5年住满2年要求，又会亨有主要住宅卖掉后的资本利得税的优惠。
二是利用机会区(opportunity zone)。2017年的法律建立了机会区，即经济上落后的区域，如果在那些低收入社区投资房产，可以在5年后卖房得到更高的交税基础，10年后卖房免去资本利得税。
三是1031交换。1031是同类(like kind) 财产交换，适应于卖投资房用其收益去买同类地产。用这种交换，可以无限期推迟资本利得税。但1031交换有严格的时间要求，即45天/180天原则(45天找到要买的屋产，180天完成交易)，有统计说，40%的1031交换不能按规定完成。
四是扣除费用。各种费用的扣除可以降低资本利得而达到减利得税的目的，可扣除的费用包括: 房屋装修升级(加个卧室装修厨房等)，房子维修，房客不交房租所致的投资收入损失，广告，法律及专业咨询，驱赶及找房客，还有卖房过户(closing)等费用。
they seem to run a size to small but a awesome shoe last years
- Singapore
I wear these shoes almost exclusively. They always work and wear well.
- Singapore
fit well, comfortable after a couple of times wearing them....seemed stiff at first
- Switzerland
Finally able to order my correct size without getting a size bigger to get the width I need.
- Liberia
I am very happy to buy this product.The shipment was very fast and arrived in very good condition.Thank you.
- Liberia
Nike still makes a very high quality shoe. It offers excellent support and durability. This my second pair of this modal.
- Liberia
I have had a hard time finding these shoes in stores in regular width, so I was really glad I could purchase these at a very reasonable price.
- Singapore
I needed an all leather shoe for my trips in the fall and winter. Bought this because I have had great experiences with similar shoes - which needed replacing.
- Liberia
I wear size 8 shoe -orderd size 8 -normal width .I m 5'7" -130 lbs . They fit perfect . Little snug at first as are all new shoes . Hope this helps with concerning ordering a size larger issue .
- Singapore
As someone with an extra wide foot, my options are somewhat limited when it comes to shoes. These have been consistently good in terms of fit and durability, and they typically last about 500-550 miles before I need to replace them.
- Switzerland
2023-12-04 03:39:13--
Great quality and Fast shipping
2023-12-04 03:38:47--
Great product! Well packaged! Very happy with my order! Highly recommend!
2023-12-04 03:38:44--
We received our products in full exacts counts and high quality products. Thank you!
2023-12-04 03:38:20--
spectacular!! The paint does not fall and is a nightmare that is not seen cheap !! My husband loved it.
2023-12-04 03:37:03--
Cute good quality
2023-12-04 03:35:25--
Decent for the money
2023-12-04 03:35:02--
Beautiful piece
2023-12-04 03:34:29--
Absolutely love, buying another one
2023-12-04 03:34:24--
gorgeous ring, always get complements
2023-12-04 03:34:24--
Excellent!! will be ordering more.
2023-12-04 03:34:19--
This Ring i so Beautiful and very detailed
2023-12-04 03:32:12--
DO NOT ORDER!!! SCAM
2023-12-04 03:31:14--
Love them!
2023-12-04 03:29:50--
Amazing quality and arrived quickly. Seller replied quickly with any issues I had.
2023-12-04 03:29:26--
Nice earrings.
2023-12-04 03:28:43--
Very cute ring. It’s very dainty and more on rose gold color. My name starts with letter D and this ring is perfect. Highly recommended. Shipping took 3 weeks
2023-12-04 03:27:58--
took a couple weeks not bad , nice shine! but clips make it look cheap, also as a good weight to it
2023-12-04 03:26:46--
The tightening screws do not land horizontally at its last tightening point, other than that quality is great
2023-12-04 03:26:03--
Great dupes
2023-12-04 03:25:02--
Ring fit perfectly! Thank you
2023-12-04 03:24:42--
Came with box and logo on bracelet! Love !!
2023-12-04 03:24:31--
Beautiful chains, great value, fast shipping
2023-12-04 03:20:55--
love it. same as described
2023-12-04 03:20:16--
very nice quality and the stitches are on point.
2023-12-04 03:16:59--
Awesome earrings love them
2023-12-04 03:12:33--
Beautiful earrings. Can’t wait to wear out!
2023-12-04 03:06:41--
Great product. It's elastic so it will fit almost any wrist. These will look great on all the bridesmaids. Thank you!
2023-12-04 03:05:43--
Shipping was super fast, gorgeous earrings for the price!! All rhinestones intact and shiny too. Posts were a little bent but easy to bend back. Definitely would purchase again ;)
2023-12-04 03:04:33--
Love this product! My order was shipped the day after I placed it. I'll make it again.
2023-12-04 02:59:09--
beautiful. in italy arrived in less than 10 days. excellent material and very shining
Displaying 781 to 810 (of 810 reviews)
